IT?S BEEN months since the nation learned that some of America?s biggest banks engaged in dubious practices regarding loan modifications and foreclosures, including the now notorious ?robo-signing? of what were supposed to be individually vetted documents. Yet in all that time, no one has produced evidence that large numbers of homeowners who were current on their mortgages were cast out of their homes because of bank misconduct. This looks like a case of spectacular wrongdoing with hardly any victims.
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